Rent to own Homes in Shelby, NC
The city of Shelby, North Carolina is the county seat of Cleveland county. The city covers roughly 18 square miles and has a population of around 20,000, according to the 2010 census. Shelby is known for its small-town character, while still having enough events and amenities to keep its residents occupied. If you don't want the hustle and bustle of big-city living, nor the lack of facilities of a small community, then this city is a happy medium.
Shelby, NC is a great place for affordable rent-to-own homes! With a median household income of over $39,398 and a median rent of $684, the Shelby, NC rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Shelby, NC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More Shelby, NC Property Resources
Rent to own Homes in Cities Near Shelby, NC
- Alexis
- Belmont
- Belwood
- Bessemer City
- Blacksburg
- Boiling Springs
- Cherryville
- Clover
- Cramerton
- Crouse
- Dallas
- Dellview
- Denver
- Earl
- Fallston
- Gaffney
- Gastonia
- Grover
- Hickory Grove
- High Shoals
- Huntersville
- India Hook
- Iron Station
- Kingstown
- Lake Norman of Catawba
- Lake Wylie
- Lawndale
- Light Oak
- Lincolnton
- Lowell
- Lowesville
- Maiden
- McAdenville
- Mc Adenville
- Mount Holly
- Newport
- Newton
- Patterson Springs
- Ranlo
- Rock Hill
- Sharon
- Shelby
- Smyrna
- Spencer Mountain
- Stanley
- Tega Cay
- Vale
- Waco
- Westport
- York
Neighborhoods in Shelby, NC
No neighborhoods foundPopular Zip Codes in Shelby, NC
28151 rent to own homesBuying a Home in Shelby, NC
Shelby, NC is seeing rapid growth and Shelby, NC's' housing market remains optimal with an average home price that is -39% below the 2025 national average. Shelby, NC is part of Cleveland county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Cleveland is 0.83% which is below the national average, which is 0.99%.
Median Home Price in Shelby, NC
Median Rent in Shelby, NC
Top 4 Reasons to Live in Shelby
Real estate prices are low! The average cost of homes for sale in Shelby is significantly lower than both the national average and the North Carolina average. The affordable property prices bring many residents to the area. That said, property prices in the city can vary wildly from one neighborhood to the next, so you'll need to know where to look. Some of the most affordable neighborhoods include West Grover and Dellinger.
There are some excellent town events! One way to get into the community spirit when you live in Shelby is to get involved with some of the numerous town events that take place throughout the year. Attending is a great idea, but you might even want to help organize. Some of the key events of the year include the Cleveland County Fair -- which has been going on since 1924 -- and the Foothill's Merry Go Round Festival.
Rent is affordable! Shelby is an excellent city for renters, whether you want to rent or rent to own. The median cost of rent in the city is about $100 lower than the state average and about $200 lower than the national average. There is also a high percentage of renter-occupied properties, meaning that tenants get much more choice and get more home for their buck. Popular neighborhoods for renters include Light Oak and Dover.
There's plenty to do! There's more going on in Shelby than first meets the eye. There's a strong musical tradition in the city, and regular live shows happen at the Don Gibson Theater. Residents might also want to attend the Earl Scruggs Center, which is a museum of "Music and Stories of the American South." If you prefer to spend time in the great outdoors, there's 150 acres of public parkland in the city, featuring numerous amenities, such as sports fields, an aquatics center, walking trails and a nine-hole golf course.
