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Rent to own Homes in Mount Holly, NC

Tucked away in northeastern North Carolina just west of the Catawba River, Mount Holly is a city with plenty to offer. The picturesque town derived its name from the historic Mount Holly Cotton Mill, which was built in 1875. Thanks to its location, Mount Holly offers a chance to get away from the hustle and bustle of bigger cities, but has enough local festivals and amenities to keep things interesting. It's not called "The Little City with the Big Heart" for nothing! Anyone with a passion for history will enjoy the historic areas of town and its proximity to local museums.

Mount Holly, NC is a great place for affordable rent-to-own homes! With a median household income of over $57,379 and a median rent of $864, the Mount Holly, NC rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Mount Holly, NC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Mount Holly, NC rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
14628 LUCIA RIVERBEND HWY
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Rent To Own
 
Single Family Home
Stanley, NC 28164
2
2
1318 ft2
1940
Hot
17540 HARBOR WALK DR
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Rent To Own
Westmoreland
Single Family Home
Cornelius, NC 28031
3
3
2124 ft2
2008
Hot
1420 ESSEX AVE
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Rent To Own
Northwest Gastonia
Single Family Home
Gastonia, NC 28052
2
1
703 ft2
1940
New
4821 THORNWOOD RD
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Rent To Own
Hidden Valley
Single Family Home
Charlotte, NC 28213
3
2
1330 ft2
1962
Hot
311 NORTHWEST DR
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Rent To Own
 
Townhouse/Condo
Davidson, NC 28036
2
2
869 ft2
1984
6536 MOONLIGHT LN
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Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
4
3
3192 ft2
1993
Hot
133 BLUEWING LN
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Rent To Own
 
Single Family Home
Mooresville, NC 28117
3
3
1583 ft2
1981
10311 DOMINION VILLAGE DR
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Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
3
3
2252 ft2
2005
7535 FOWLER SPRINGS LN
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Rent To Own
Idlewild South
Single Family Home
Charlotte, NC 28212
3
3
1440 ft2
2006
9629 Vinca Circle
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Rent To Own
Newell
Single Family Home
Charlotte, NC 28213
2
2
834 ft2
1986
151 MARKET RD
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Rent To Own
 
Single Family Home
Mooresville, NC 28115
3
1
988 ft2
1937
1 of 50 109 HARBOR COVE LN
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Rent To Own
 
Single Family Home
Mooresville, NC 28117
4
3
2563 ft2
1999
208 W LEE AVE
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Rent To Own
Bessemer City
Single Family Home
Bessemer City, NC 28016
3
2
1154 ft2
1920
107 GILMORE ST
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Rent To Own
Fort Mill
Single Family Home
Fort Mill, SC 29715
3
1
870 ft2
1951
843 ARCHIE ST
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Rent To Own
Fort Mill
Single Family Home
Fort Mill, SC 29715
3
2
1120 ft2
1986
New
1 of 29 7625 MOCKERNUT DR
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Rent To Own
Silverwood
Single Family Home
Charlotte, NC 28215
3
3
1458 ft2
2017
524 Jakes Ridge Ln
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Rent To Own
 
Single Family Home
Mooresville, NC 28115
2
2
1151 ft2
2000
4914 THRONEBURG RD
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Rent To Own
 
Single Family Home
Catawba, NC 28609
3
2
1008 ft2
1989
Hot
1036 AUTUMN LN
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Rent To Own
 
Single Family Home
Hickory, NC 28602
3
3
1437 ft2
1979
461 N TRADD ST
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Rent To Own
 
Single Family Home
Statesville, NC 28677
2
1
728 ft2
1963
New
93 13th Street
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Rent To Own
 
Single Family Home
Hickory, NC 28602
3
3
1236 ft2
1929
Hot
200 MCINTYRE ST
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Rent To Own
 
Single Family Home
Monroe, NC 28110
3
2
1000 ft2
1974
410 CANDLEWICK DR
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Rent To Own
 
Single Family Home
Salisbury, NC 28147
3
2
1910 ft2
2001
1 of 38 1811 BRAY DR
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Rent to Own Eligible
Harwood Lane
Single Family Home
Charlotte, NC 28214
4
3
2683 ft2
2003
8125 HAIDAS AVE
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Rent to Own Eligible
Wildwood
Single Family Home
Charlotte, NC 28214
4
3
2052 ft2
2024
9627 CORBETT SQUARE LN
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Rent to Own Eligible
Harwood Lane
Single Family Home
Charlotte, NC 28214
3
3
1648 ft2
2002
6319 PENNACOOK DR
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Rent to Own Eligible
Wildwood
Single Family Home
Charlotte, NC 28214
3
3
1210 ft2
2015
102 CLINE ST
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Rent to Own Eligible
Mount Holly
Single Family Home
Mount Holly, NC 28120
2
1
744 ft2
1950
2500 BELMEADE DR
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Rent to Own Eligible
Moores Chapel
Single Family Home
Charlotte, NC 28214
3
2
1867 ft2
1946
346 Wildmore Way
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Rent to Own Eligible
Moores Chapel
Single Family Home
Charlotte, NC 28214
3
3
1603 ft2
2024
745 LUMBER LN
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Rent to Own Eligible
Coulwood West
Single Family Home
Charlotte, NC 28214
4
3
2069 ft2
2007
3523 SYCAMORE CROSSING CT
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Rent to Own Eligible
 
Single Family Home
Mount Holly, NC 28120
4
3
2914 ft2
2023
New
11028 Wickenden Way # 33
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Rent to Own Eligible
Coulwood West
Single Family Home
Charlotte, NC 28214
3
3
0 ft2
2024
419 TRIBUNE DR
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Rent to Own Eligible
Moores Chapel
Single Family Home
Charlotte, NC 28214
3
3
1876 ft2
2005
New
210 Lacewing Drive Unit #43P
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Rent to Own Eligible
Harwood Lane
Single Family Home
Charlotte, NC 28214
4
3
0 ft2
2024
New
8121 Haidas Ave # 65
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Rent to Own Eligible
Coulwood West
Single Family Home
Charlotte, NC 28214
4
3
0 ft2
2024
101 ADRIAN ST
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Rent to Own Eligible
Mount Holly
Single Family Home
Mount Holly, NC 28120
3
2
1371 ft2
1900
11029 Wickenden Lane
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Rent to Own Eligible
Coulwood West
Single Family Home
Charlotte, NC 28214
4
3
2052 ft2
2024
640 DEERFIELD DR
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Rent to Own Eligible
Mount Holly
Single Family Home
Mount Holly, NC 28120
3
3
2043 ft2
1989
8120 HAIDAS AVE
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Rent to Own Eligible
Wildwood
Single Family Home
Charlotte, NC 28214
4
3
2350 ft2
2024
2913 AINSLEY GREENS LN
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Rent to Own Eligible
Coulwood West
Single Family Home
Charlotte, NC 28214
3
3
2013 ft2
2020
8128 HAIDAS AVE
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Rent to Own Eligible
Wildwood
Single Family Home
Charlotte, NC 28214
4
3
2052 ft2
2024
10301 SHELTER ROCK CT
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Rent to Own Eligible
Coulwood West
Single Family Home
Charlotte, NC 28214
3
3
1892 ft2
1990
New
205 MAUNEY ST
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Rent to Own Eligible
Mount Holly
Single Family Home
Mount Holly, NC 28120
4
2
1863 ft2
1998
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Buying a Home in Mount Holly, NC

Mount Holly, NC is seeing rapid growth and Mount Holly, NC's' housing market remains optimal with an average home price that is -15% below the 2025 national average. Mount Holly, NC is part of Gaston county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Gaston is 1.04% which is above the national average, which is 0.99%.

Median Home Price in Mount Holly, NC

Median Rent in Mount Holly, NC

Rent to own homes offer low monthly payments and flexible terms.

Top 5 Reasons to Live in Mount Holly, NC

It's alive with history! People with a passion for history will enjoy exploring all the historic locations found within the Mount Holly city limits. The downtown Mount Holly Historic District is even listed on the National Register of Historic Places! Other historic sites in the area include two churches built during the 1800s and the Dellinger-Nantz-House. The city also offers easy access to the nearby Mint Museum of Art, Charlotte Museum of History and Carolinas Aviation Museum.

Very reasonable house prices! Whether you are looking for a rental house or rent to own homes, Mount Holly beats both the state and national average for home and rental prices with median home values at $149,259. With less to spend on living costs, you can indulge in neighborhood favorites like the Brightstar Drive In Grill Restaurant or Papa Sammy's Pizza, a family-owned business on Central Avenue. The El Valle Mexican Restaurant on Charlotte Avenue is also a hit among locals and visitors.

You get to enjoy the great outdoors! For outdoor enthusiasts, there are an abundance of parks and recreational areas in Mount Holly. Not only is the Catawba River nearby, but there are also plenty of state parks within driving distance including Crowders Mountain State Park, Kings Mountain State Park and Lake Norman State Park. For something closer to home, stop by River Street Park.

Housing options galore! More than half (62%) of the housing units in Mount Holly boast 3 bedrooms or more, providing plenty of space for those who need it. For those desiring something a little cozier, there are many homes with two bedrooms. Great housing options, a short commute and easy access to the Sports Mill 24 Hour gym and Food Lion make it easy to see why this community is thriving.

This fun-loving community knows how to celebrate! Mount Holly has plenty of festivals throughout the year that bring the whole city together for fun, food and entertainment. The Mount Holly Art & Music Festival has become an exciting town tradition that draws thousands of attendees. Springfest sees the downtown area lined with vendors offering food, activities and fun entertainment. Weekly summer markets like the Tailgate Market provide residents with fresh fruits and vegetables, bakery goods and more.