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Rent to own Homes in San Jose, CA

San Jose is not a cheap place to live, but the quality of life will blow you out of the Bay water! The average listing price here is $781,829 and the median sales price is $610,500. The area is known for having one of the lowest housing vacancy rates in the entire country, which is at 4 percent, so be prepared to take your time finding a place to buy or rent to own. Renters make up 39.85 percent of the population, and homeowners make up around 56 percent.

San Jose, CA is a great place for affordable rent-to-own homes! With a median household income of over $117,324 and a median rent of $2,232, the San Jose, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Jose, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Jose, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
200 Ford Rd SPACE 37B
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Rent To Own
 
Single Family Home
San Jose, CA 95138
1
1
373 ft2
2012
Baine Avenue Apartments, 6437 Baine Ave
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Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
1 of 41 260 High St
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Rent To Own
 
Townhouse/Condo
Santa Cruz, CA 95060
1
1
540 ft2
1912
711 PORTWALK PL
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Rent To Own
Redwood Shores
Townhouse/Condo
Redwood City, CA 94065
3
2
1050 ft2
1987
601 Middle Rd APT 22
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Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
1 MANDALAY PL #1506
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Rent To Own
Paradise Valley
Townhouse/Condo
South San Francisco, CA 94080
2
2
1548 ft2
2004
1745 HARKER CT
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Rent To Own
Lathrop
Single Family Home
Lathrop, CA 95330
5
5
3131 ft2
2018
1600 INGALLS ST
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Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
Hot
81 TARRY LN
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Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
717 JOHNSON ST
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Rent To Own
 
Townhouse/Condo
Albany, CA 94706
4
2
1530 ft2
1949
New
16989 SUGAR PINE DR
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Rent to Own Eligible
Morgan Hill
Single Family Home
Morgan Hill, CA 95037
2
1
1148 ft2
1991
16914 SORREL WAY
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Rent to Own Eligible
Morgan Hill
Townhouse/Condo
Morgan Hill, CA 95037
3
2
1453 ft2
1987
New
1383 CLIFFWOOD DR
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Rent to Own Eligible
King and Story
Single Family Home
San Jose, CA 95122
3
1
960 ft2
1959
5517 TYHURST CT #4
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Rent to Own Eligible
Oak Grove
Townhouse/Condo
San Jose, CA 95123
2
1
798 ft2
1970
416 WHISTLER PL
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95123
3
3
1356 ft2
2017
861 GILCHRIST WALKWAY #4
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Rent to Own Eligible
Gilchrist
Townhouse/Condo
San Jose, CA 95133
2
1
798 ft2
1971
New
1306 LODGE CT
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Rent to Own Eligible
Stonegate East
Single Family Home
San Jose, CA 95121
4
2
1418 ft2
1969
178 MONTE VERANO CT
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Rent to Own Eligible
Alexander
Townhouse/Condo
San Jose, CA 95116
1
1
597 ft2
1988
247 N Capitol Ave
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Rent to Own Eligible
Alexander
Townhouse/Condo
San Jose, CA 95127
2
2
955 ft2
1977
2498 GOLZIO CT #1
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Rent to Own Eligible
Gilchrist
Townhouse/Condo
San Jose, CA 95133
2
1
810 ft2
1971
1368 E SAN ANTONIO ST
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Rent to Own Eligible
Bonita - 24th
Single Family Home
San Jose, CA 95116
3
1
1150 ft2
1955
1 of 2 1645 SCOTTY ST
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Rent to Own Eligible
King and Story
Single Family Home
San Jose, CA 95122
3
1
960 ft2
1959
1321 BOA VISTA DR
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Rent to Own Eligible
Meadows
Single Family Home
San Jose, CA 95122
3
1
1061 ft2
1972
2740 FONTAINE RD
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Rent to Own Eligible
Whaley
Townhouse/Condo
San Jose, CA 95121
4
2
1292 ft2
1973
New
3024 IRONSIDE CT
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Rent to Own Eligible
Knights Bridge
Townhouse/Condo
San Jose, CA 95132
4
3
1452 ft2
1976
2276 ALEXIAN DR
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Rent to Own Eligible
Luz
Townhouse/Condo
San Jose, CA 95116
2
2
976 ft2
1985
Hot New
825 N CAPITOL AVE #4
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Rent to Own Eligible
Penitencia
Townhouse/Condo
San Jose, CA 95133
2
1
798 ft2
1971
573 Giuffrida Ave
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Rent to Own Eligible
Del Robles
Townhouse/Condo
San Jose, CA 95123
3
3
1520 ft2
1979
New
3358 MOUNT MCKINLEY DR
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Rent to Own Eligible
Mt. Pleasant South
Single Family Home
San Jose, CA 95127
3
2
1056 ft2
1959
New
66 MUIRFIELD CT
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Rent to Own Eligible
Sierra
Townhouse/Condo
San Jose, CA 95116
2
2
1054 ft2
1982
New
404 TORTOLA WAY
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95133
2
3
1067 ft2
1985
2409 SEQUESTER CT
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Rent to Own Eligible
Rymar
Townhouse/Condo
San Jose, CA 95133
2
2
979 ft2
1983
1626 E SAN FERNANDO ST
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Rent to Own Eligible
Little Portugal South
Single Family Home
San Jose, CA 95116
3
2
1330 ft2
1940
2791 WOODMOOR DR
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Rent to Own Eligible
Tanglewood - El Monte
Single Family Home
San Jose, CA 95127
3
2
1040 ft2
1960
New
1582 MOUNT FRAZIER DR
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Rent to Own Eligible
 
Single Family Home
San Jose, CA 95127
3
2
1064 ft2
1960
6638 OPTIMUM LOOP
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95119
2
3
0 ft2
1487 TIERRA BUENA DR
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Rent to Own Eligible
Whaley
Townhouse/Condo
San Jose, CA 95121
2
2
988 ft2
1970
1101 S MAIN ST #416
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Rent to Own Eligible
Milpitas
Townhouse/Condo
Milpitas, CA 95035
2
2
1013 ft2
2007
2691 ROSALINDA CT
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Rent to Own Eligible
Whaley
Townhouse/Condo
San Jose, CA 95121
3
2
1176 ft2
1971
287 S 31ST ST
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Rent to Own Eligible
Thunderbird
Single Family Home
San Jose, CA 95116
3
1
1008 ft2
1940
1853 ALMADEN RD #222
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95125
2
2
0 ft2
New
4887 LAFAYETTE ST
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Rent to Own Eligible
North 101
Townhouse/Condo
Santa Clara, CA 95054
3
2
1232 ft2
1978
1087 N ABBOTT AVE
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Rent to Own Eligible
Milpitas
Townhouse/Condo
Milpitas, CA 95035
2
2
1174 ft2
1979
14 HOLMES LN
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Rent to Own Eligible
East Foothills
Townhouse/Condo
San Jose, CA 95127
2
3
1800 ft2
1982
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Buying a Home in San Jose, CA

San Jose, CA is seeing rapid growth and San Jose, CA's' housing market remains not optimal with an average home price that is 326% above the 2025 national average. San Jose, CA is part of Santa Clara county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Santa Clara is 0.67% which is below the national average, which is 0.99%.

Median Home Price in San Jose, CA

Median Rent in San Jose, CA

Rent to own homes offer low monthly payments and flexible terms.

School Systems San Jose boasts a number of award-winning schools and is known overall for having excellent educational facilities. The city has 262 primary and secondary schools. Nelson S. Dilworth Elementary School is one of the best schools in the area. There are a number of school districts in and near San Jose - Union Elementary, Cambrian and Evergreen Elementary are some of the highest rated. Whether you are interested in public or private schools for your kids, you will have excellent options in San Jose.

Outdoor Activities San Jose is located in one of the most beautiful and scenic regions of the country. Californians are an active bunch and love to take advantage of the great outdoors and all the activities that can be found in and around the city. San Francisco is just an hour north of San Jose, where you can find relaxing beaches and hilly city streets to do some urban hiking and exploring. To the east of San Jose is Alum Rock Park, a canyon and creek that has beautiful springs and waterfalls. Mount Hamilton looks down over this area; standing over 4,000 feet tall, it's a great spot to take in some scenic views of the Bay. Only about an hour away you can find the Santa Cruz Mountains and lovely beaches and hikes along the coast. Driving this route is a fantastic way to get around California, too. The Pacific Coast Highway extends all the way from San Francisco down the whole coast of California and offers stunning views of the cliffs and Pacific Ocean. Driving in Saratoga Hills just outside San Jose is a beautiful way to spend the day, as well. If you head south, you'll find Half Moon Bay Beach, a place known for its huge crashing waves and beautiful sunsets. Whether you like beaches, mountains or something in between, San Jose has it all.

Neighborhood Guide San Jose has a number of different kinds of communities and little neighborhoods that keep the city varied and interesting. Each of the most popular neighborhoods offers a unique glimpse into the flair and flavor of this cosmopolitan city.