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Rent to own Homes in Gilroy, CA

Prime real estate! The Garlic Capital is hot when it comes to top property. The cost per square foot increased in 2013 by 30%, and for good reasons. Stunning vistas and gorgeous floor plans in Mesa Ranch and Lions Creek make Gilroy a very desirable community for rent to own homes and conventional sales.

Gilroy, CA is a great place for affordable rent-to-own homes! With a median household income of over $107,729 and a median rent of $1,929, the Gilroy, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Gilroy, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Gilroy, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
200 Ford Rd SPACE 37B
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Rent To Own
 
Single Family Home
San Jose, CA 95138
1
1
373 ft2
2012
1 of 41 260 High St
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Rent To Own
 
Townhouse/Condo
Santa Cruz, CA 95060
1
1
540 ft2
1912
New
8979 WEAVER CT
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
2
949 ft2
1983
New
1635 Greeley Way
MORE DETAILS +
Rent to Own Eligible
Glen Loma Ranch
Single Family Home
Gilroy, CA 95020
4
3
0 ft2
New
6377 PAYSAR LN
MORE DETAILS +
Rent to Own Eligible
Glen Loma Ranch
Townhouse/Condo
Gilroy, CA 95020
3
4
2027 ft2
2022
9262 MOCKINGBIRD LN
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
2
1516 ft2
1994
881 RYAN CT
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
2
1406 ft2
1976
Hot
8417 CARMEL ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
2
1856 ft2
1957
Hot
1708 ROSEMARY DR
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
2656 ft2
2015
7709 SUMAC PL
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
2132 ft2
2015
New
1646 Siderits Way
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Rent to Own Eligible
Glen Loma Ranch
Single Family Home
Gilroy, CA 95020
3
3
0 ft2
New
29 TAKKO MACHI LN
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
1679 ft2
2015
New
7660 CARMEL ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
3
1402 ft2
1934
New
1 of 64 355 MANTELLI DR
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
1589 ft2
1998
7598 MONTEREY ST #260
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Rent to Own Eligible
Downtown Gilroy Historic District
Townhouse/Condo
Gilroy, CA 95020
1
1
706 ft2
2006
Hot New
7151 ROSANNA ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
1
1058 ft2
1952
904 IRISH CT
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
2
1038 ft2
1976
New
265 4TH ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
1
1344 ft2
1901
New
1623 Greeley Way
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Rent to Own Eligible
Glen Loma Ranch
Single Family Home
Gilroy, CA 95020
4
3
0 ft2
1 of 59 9310 HIRASAKI AVE
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
1269 ft2
1999
Hot New
279 CHURCHILL PL
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
2
2147 ft2
1980
774 WISTERIA DR
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
3
1845 ft2
1996
133 PALOMINO PL
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
2028 ft2
2015
7670 WREN AVE
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
2
1839 ft2
1977
365 LONDON DR
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
3
2814 ft2
1979
94 CASPIAN WAY
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
2028 ft2
2015
New
1655 Santiago Ct
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Rent to Own Eligible
Glen Loma Ranch
Single Family Home
Gilroy, CA 95020
4
3
0 ft2
New
7561 ROGERS LN
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
1565 ft2
2003
7565 SANTA THERESA DR
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
2
1570 ft2
1978
8658 LILLY AVE
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
1
1123 ft2
1972
New
1261 JUNIPER DR #12
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Rent to Own Eligible
 
Townhouse/Condo
Gilroy, CA 95020
2
1
742 ft2
1976
New
9275 SEVERANCE ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
1336 ft2
1997
New
2025 Pacheco Pass Hwy
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
1
0 ft2
New
1647 Greeley Way
MORE DETAILS +
Rent to Own Eligible
Glen Loma Ranch
Single Family Home
Gilroy, CA 95020
4
3
0 ft2
New
1625 Siderits Way
MORE DETAILS +
Rent to Own Eligible
Glen Loma Ranch
Single Family Home
Gilroy, CA 95020
4
3
0 ft2
New
1649 Siderits Way
MORE DETAILS +
Rent to Own Eligible
Glen Loma Ranch
Single Family Home
Gilroy, CA 95020
3
3
0 ft2
9227 SOLANA DR
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
2
1035 ft2
1988
895 W 8TH ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
3
2059 ft2
1976
New
7280 ROSANNA ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
2
1402 ft2
1900
440 KENNEDY CT
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
2
1120 ft2
1971
41 TAKKO MACHI LN
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
3
3
1679 ft2
2015
494 5TH ST
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Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
2
1
1304 ft2
1922
7598 Monterey St
MORE DETAILS +
Rent to Own Eligible
Downtown Gilroy Historic District
Townhouse/Condo
Gilroy, CA 95020
1
1
706 ft2
2006
1 of 25 8730 GARBINI ST
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Gilroy, CA 95020
4
3
1814 ft2
1996
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Buying a Home in Gilroy, CA

Gilroy, CA is seeing rapid growth and Gilroy, CA's' housing market remains not optimal with an average home price that is 230% above the 2025 national average. Gilroy, CA is part of Santa Clara county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Santa Clara is 0.67% which is below the national average, which is 0.99%.

Median Home Price in Gilroy, CA

Median Rent in Gilroy, CA

Rent to own homes offer low monthly payments and flexible terms.

10 Reasons to Live in Gilroy, CA

Great time to rent to own! Between December 2013 and March 2014, sales decreased for two- and three-bedroom homes by 17.6% and 19.2%, respectively. Houses in West Side and Central Gilroy offer beautiful homes that are close to amenities.

Pick your favorite neighborhood! East Side includes some older lower-priced homes, still conveniently within reach of downtown and commercial districts. Hidden Glen has some larger homes close to downtown. Both are great locations to look for rent to own houses, with many amenities within 1.5 miles from the area.

Work from home or walk to work! Just under 3% of residents in Gilroy work from home. Another 1.8% walk to work. The commute time for those who drive to work from Gilroy locations like Central and Mesa Ranch is pretty much on par with the state average at just over 29 minutes.

Sample some award-winning wines! The Santa Clara Valley, Gilroy's home, is renowned for its wineries. Solis Winery and Morgan Hill Cellars both offer wine tasting and sales.

Take in some live entertainment! Gilroy offers quite a number of theaters in town. Two popular venues are the Pintello Comedy Theater and the Limelight Actors Theater in downtown Gilroy.

Hit the trail -- on foot or on two wheels! Gilroy's parks shouldn't be missed, including the Henry W. Coe State Park and the Pinnacles National Park.

Take the Garlic Festival route! The Gilroy Garlic Festival is a world-famous event that offers excellent food and entertainment. So is Syngenta Flowers, which maintains a six-acre display field of their products for public viewing. Visitors can wander through and enjoy its natural grace.

Don't forget the golf course! For those who feel they'd be happier on a golf course than a garlic patch, there are nine golf courses in the area. Two of these courses are particularly impressive, designed by professionals and based on PGA standards: Eagle Ridge Golf Club, an 18-hole that is both challenging to the low handicapper and fun to play, and Ridgemark Golf and Country Club, with two 18-hole courses located between the Gabilan and Diablo mountain ranges.

Have a night out on the town! There is something for just about every taste in Gilroy. Want to enjoy some classical music? Attend a performance by the South Valley Symphony. Prefer something more casual? The Gilroy Bowl is a favorite bowling venue frequented by visitors as well as locals.