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Rent to own Homes in Hilton Head Island, SC

First settled in 1663, Hilton Head Island is known for its laid-back beach charm. Families visit the island year after year, and in fact the island's population goes from a steady 37,000 to more than 275,000 each summer. With mild year-round temperatures, friendly residents, and lots of activities to enjoy, who can blame people for never wanting to leave Hilton Head Island once they've experienced its charm?

Hilton Head Island, SC is a great place for affordable rent-to-own homes! With a median household income of over $86,171 and a median rent of $1,330, the Hilton Head Island, SC rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Hilton Head Island, SC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Hilton Head Island, SC rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
3 CROMWELL PL
MORE DETAILS +
Rent To Own
Wilmington Island
Townhouse/Condo
Savannah, GA 31410
2
2
1188 ft2
1982
Hot
30 E 67TH ST
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Rent To Own
Abercorn Heights - Lamara Heights
Single Family Home
Savannah, GA 31405
5
5
4027 ft2
1961
10 LEMOYNE AVE #408
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
2
1210 ft2
1982
40 FOLLY FIELD RD #A346
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
1
1
540 ft2
1981
109 WINDWARD VILLAGE DR
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Rent to Own Eligible
Shipyard
Single Family Home
Hilton Head Island, SC 29928
2
2
1061 ft2
1983
1 of 97 89 SANDCASTLE CT
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
5
5
2941 ft2
2019
63 OCEAN LN #2415
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Rent to Own Eligible
Palmetto Dunes
Single Family Home
Hilton Head Island, SC 29928
1
2
1019 ft2
1993
663 WILLIAM HILTON PKWY #2402
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Rent to Own Eligible
Chaplin
Single Family Home
Hilton Head Island, SC 29928
2
2
843 ft2
1981
23 S FOREST BEACH DR #214
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
1
1
518 ft2
1981
New
76 OCEAN LN #7628
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Rent to Own Eligible
Palmetto Dunes
Single Family Home
Hilton Head Island, SC 29928
2
2
1488 ft2
1991
New
663 WILLIAM HILTON PKWY #2424
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Rent to Own Eligible
Chaplin
Single Family Home
Hilton Head Island, SC 29928
2
2
963 ft2
1981
40 FOLLY FIELD RD #C358
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
1
1
540 ft2
1981
45 FOLLY FIELD RD #16L
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
2
757 ft2
1981
40 FOLLY FIELD RD #C217
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
1
1
540 ft2
1981
40 FOLLY FIELD RD #F22
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
2
888 ft2
1981
59 CARNOUSTIE RD #265
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Rent to Own Eligible
Palmetto Dunes
Single Family Home
Hilton Head Island, SC 29928
2
2
1473 ft2
1981
1 of 14 40 FOLLY FIELD RD #432
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
2
996 ft2
1982
New
69 OFF SHR
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Rent to Own Eligible
Palmetto Dunes
Single Family Home
Hilton Head Island, SC 29928
4
4
2947 ft2
1983
25 DEALLYON AVE #120
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
4
3
1527 ft2
1975
40 FOLLY FIELD RD #C310
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
1
1
540 ft2
1981
15 DEALLYON AVE #53
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
3
1346 ft2
1981
113 SHIPYARD DR #144
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Rent to Own Eligible
Shipyard
Single Family Home
Hilton Head Island, SC 29928
1
2
1215 ft2
1980
34 S Forest Beach Drive # 15B
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
2
1050 ft2
1975
59 HAMMOCK OAKS CIR
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Rent to Own Eligible
Jonesville
Single Family Home
Hilton Head Island, SC 29926
3
3
1889 ft2
2018
New
16 EGRET ST
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
4
3
2786 ft2
1980
23 BRIDGETOWN RD
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Rent to Own Eligible
Wexford Plantation
Single Family Home
Hilton Head Island, SC 29928
5
6
5276 ft2
2000
3 SHELTER COVE LN #7412
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Rent to Own Eligible
Shelter Cove
Single Family Home
Hilton Head Island, SC 29928
2
2
1150 ft2
1985
380 MARSHLAND RD #F38
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Rent to Own Eligible
Indigo Run
Single Family Home
Hilton Head Island, SC 29926
2
2
1072 ft2
2000
3 PLUMBRIDGE LN
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Rent to Own Eligible
Wexford Plantation
Single Family Home
Hilton Head Island, SC 29928
5
6
6395 ft2
1990
1 of 2 13 SEA OAK LN
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
5
6
3901 ft2
1990
26 S FOREST BEACH DR #39
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
2
1180 ft2
1974
1 of 53 90 SANDCASTLE CT
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
4
6
3728 ft2
2007
1 OCEAN LN #2518
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Rent to Own Eligible
Palmetto Dunes
Single Family Home
Hilton Head Island, SC 29928
2
2
1232 ft2
1986
New
25 SANDCASTLE CT
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
6
4
3498 ft2
2017
23 S FOREST BEACH DR #237
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
1
1
518 ft2
1981
12 Valencia Rd
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Rent to Own Eligible
Shipyard
Single Family Home
Hilton Head Island, SC 29928
2
3
1200 ft2
1985
30 Valencia Drive # 1A
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Rent to Own Eligible
Shipyard
Single Family Home
Hilton Head Island, SC 29928
2
2
1086 ft2
1996
10 N FOREST BEACH DR #2208
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
2
1327 ft2
1999
18 COMBAHEE RD
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Rent to Own Eligible
Long Cove
Single Family Home
Hilton Head Island, SC 29928
4
4
4356 ft2
1991
26 S FOREST BEACH DR #56
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
2
3
1189 ft2
1974
76 JIB SAIL CT
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Rent to Own Eligible
Yacht Cove
Single Family Home
Hilton Head Island, SC 29928
3
3
1558 ft2
1999
1 of 53 91 SINGLETON BEACH RD
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Rent to Own Eligible
Chaplin
Single Family Home
Hilton Head Island, SC 29928
4
5
2930 ft2
2006
1 of 40 85 VICTORIA SQUARE DR
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29926
4
4
1887 ft2
2003
7 CASSINA LN
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Rent to Own Eligible
 
Single Family Home
Hilton Head Island, SC 29928
6
5
3308 ft2
1980
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Buying a Home in Hilton Head Island, SC

Hilton Head Island, SC is seeing rapid growth and Hilton Head Island, SC's' housing market remains not optimal with an average home price that is 124% above the 2025 national average. Hilton Head Island, SC is part of Beaufort county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Beaufort is 0.45% which is below the national average, which is 0.99%.

Median Home Price in Hilton Head Island, SC

Median Rent in Hilton Head Island, SC

Rent to own homes offer low monthly payments and flexible terms.

Top 4 Reasons to Live in Hilton Head Island, SC

Live in a true community! The island's many gated communities -- such as community 1 and community 2 -- take up over two-thirds of the area. Finding a rental home or rent to own deal in one of these communities may take a bit of work, but it can be rewarding when you finally land your perfect place.

Get cultured around town! Even in a town as small as Hilton Head, there is seemingly no limit to the cultural offerings. Residents enjoy listening to the Hilton Head Symphony orchestra and the Hilton Head Choral Society, and watching Broadway-caliber plays at the Arts Center of Coastal Carolina. If the outdoors is more your thing, a chili cook-off, a celebrity golf tournament and a barbecue fest may be more to your liking.

A rising housing market! Hilton Head Island's home values have risen 3.6% in the last year. The median house price is $356,200. What's more, the median price per square foot on the island is higher than the surrounding metro area ($238 compared to $177). You'll earn instant home equity here. Even better, you'll live in a place that is surrounded by water! You can jog on the town's many trails like the 10-mile Island History Pathway that meanders by historic sites such as Union Cemetery and the Tabby Ruins.

Southern meals! Just 20 miles north of Savannah, GA, and 95 miles south of Charleston, SC, Hilton Head Island is perfectly situated within what's known as the lowcountry. Living in the South, you'll hear "ma'am" and "thank you" plenty. You'll also be in a place where shrimp and grits is on practically every menu, and tea is ordered sweet and cold. Try the fried green tomatoes at A Lowcountry Backyard or chow down on fresh seafood at Chow Daddy's.