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Rent to own Homes in Stillwater, OK

World class dining! Albawadi is a locally-owned restaurant that provides an authentic taste of the Middle East. Bad Brad's BBQ serves cowboy specials that include cornbread, slow roasted meats and baked beans. Bruce Spruce is the place to visit for ice cream treats and coffee concoctions.

Stillwater, OK is a great place for affordable rent-to-own homes! With a median household income of over $34,906 and a median rent of $826, the Stillwater, OK rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Stillwater, OK. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Stillwater, OK rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 237
3212 E 4TH AVE
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Rent To Own
 
Single Family Home
Stillwater, OK 74074
4
2
1616 ft2
1979
New
823 S MCFARLAND ST
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Rent To Own
 
Single Family Home
Stillwater, OK 74074
4
2
1338 ft2
1954
New
405 S DREXEL ST
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Rent To Own
 
Single Family Home
Guthrie, OK 73044
3
2
1463 ft2
1945
(Undisclosed Address)
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Rent To Own
 
Single Family Home
Edmond, OK 73034
3
2
1742 ft2
2018
1 of 29 629 HARBOR TOWN DR
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Rent To Own
 
Townhouse/Condo
Edmond, OK 73034
2
2
1129 ft2
2021
517 STILL HOLLOW RD
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Rent To Own
 
Single Family Home
Edmond, OK 73034
4
3
2437 ft2
1994
New
414 SUNNYSIDE PL
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Rent To Own
Meadow Lakes
Single Family Home
Edmond, OK 73003
3
1
995 ft2
1971
New
1 of 2 1117 NW 198TH ST
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Rent To Own
 
Single Family Home
Edmond, OK 73012
5
3
3277 ft2
1985
2328 NW 191ST CT
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Rent To Own
 
Single Family Home
Edmond, OK 73012
3
2
1764 ft2
2017
17401 BRAKEN DR
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Rent To Own
Copper Creek
Single Family Home
Edmond, OK 73012
4
2
2600 ft2
2015
18204 JIMENEZ DR
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Rent To Own
 
Single Family Home
Edmond, OK 73012
4
2
2384 ft2
2021
Hot
4575 WHITETAIL DR
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Rent To Own
 
Townhouse/Condo
Guthrie, OK 73044
4
4
2230 ft2
2021
1119 W COLLEGE AVE
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Rent To Own
 
Single Family Home
Guthrie, OK 73044
3
1
1270 ft2
1940
1 of 31 8960 S PINE ST
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Rent To Own
 
Single Family Home
Guthrie, OK 73044
5
3
2330 ft2
2018
2913 MAPLE LN
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Rent To Own
 
Single Family Home
Edmond, OK 73034
3
2
1040 ft2
1976
900 S Pennsylvania Ave
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Rent To Own
 
Single Family Home
Guthrie, OK 73044
2
2
1292 ft2
2013
1 of 36 13100 BELLEVUE AVE
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Rent To Own
 
Single Family Home
Edmond, OK 73025
3
3
2589 ft2
2020
1 of 27 1201 OAK SPRINGS LN
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Rent To Own
 
Single Family Home
Edmond, OK 73034
4
4
4005 ft2
2018
21301 N MAY AVE
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Rent To Own
 
Single Family Home
Edmond, OK 73012
4
5
3472 ft2
2018
1 of 34 17417 MELVILLE LN
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Rent To Own
Copper Creek
Single Family Home
Edmond, OK 73012
3
3
2490 ft2
2014
229 S HARTFORD ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74074
3
2
1102 ft2
1950
2211 W 23RD AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74074
3
2
1445 ft2
1972
2117 N BRIARWOOD ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1671 ft2
2004
1529 HANSON CIR
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1400 ft2
1972
2317 E RICHMOND RD
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REO Foreclosure
 
Single Family Home
Stillwater, OK 74075
3
2
1140 ft2
1930
5901 CHATEAU CT
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
4
3
3334 ft2
2016
1414 N WILDWOOD DR
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
4
3
2555 ft2
1974
1903 E DUKE AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1616 ft2
2007
1 of 5 124 S PARK DR
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Auction
 
Single Family Home
Stillwater, OK 74074
4
2
2367 ft2
1949
1010 N DRYDEN CIR
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1812 ft2
1977
2204 POST OAK DR
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Auction
 
Single Family Home
Stillwater, OK 74075
3
1
1166 ft2
1984
1208 S HUSBAND PL
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REO Foreclosure
Downtown Stillwater
Single Family Home
Stillwater, OK 74074
3
2
1304 ft2
1926
2720 E RICHMOND RD
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REO Foreclosure
 
Single Family Home
Stillwater, OK 74075
3
2
1836 ft2
2002
2120 W 23RD AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74074
3
2
1496 ft2
1963
4904 WINDMILL CT
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1698 ft2
1993
1119 S JARDOT RD
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Auction
 
Single Family Home
Stillwater, OK 74074
3
1
1386 ft2
1960
1402 N BERRY CT
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Auction
 
Single Family Home
Stillwater, OK 74075
3
2
1182 ft2
1978
1919 EASTERN AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74074
3
2
1483 ft2
1973
1020 E FRANKLIN AVE
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REO Foreclosure
 
Single Family Home
Stillwater, OK 74075
3
2
1044 ft2
1979
3504 E BURRIS RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Glencoe, OK 74032
3
2
1988 ft2
2004
4707 PINTO DR
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Auction
 
Single Family Home
Stillwater, OK 74074
3
2
2223 ft2
2005
New
2415 SHILOH ST
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Auction
 
Single Family Home
Stillwater, OK 74074
3
3
1947 ft2
1996
909 W CHICKASAW LN
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1479 ft2
1976
3909 S MEHAN RD
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Ripley, OK 74062
2
1
1198 ft2
1910
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Buying a Home in Stillwater, OK

Stillwater, OK is seeing rapid growth and Stillwater, OK's' housing market remains optimal with an average home price that is -15% below the 2025 national average. Stillwater, OK is part of Payne county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Payne is 0.77% which is below the national average, which is 0.99%.

Median Home Price in Stillwater, OK

Median Rent in Stillwater, OK

Rent to own homes offer low monthly payments and flexible terms.

Top 10 Reasons to Live in Stillwater

Homes that appreciate! Not only are rent to own properties in Stillwater safe -- neighborhood watches are common here -- but they appreciate in value faster than homes in other parts of the country. Homes in Stillwater appreciate about 2.74% a year whereas homes in the U.S. in general only appreciate 1.62%.

Shopping trips! There are several shopping centers to choose from in Stillwater such as Lakeview Pointe, Pioneer Square and Frontier Plaza. Downtown Stillwater is the place to go for locally owned and unique shops such as Gypsysnark Books, Vestige and Fruity Delights.

Art and history! The Gardiner Art Gallery has a rotating collection on display and frequently features local university students and staff as well as regional and nationally acclaimed artists. The MultiArts Studio has an open workspace for independent artists, classes open to the community and a gift gallery where local artists display and sell their works. The Sheerar Museum of Stillwater History has a collection that highlights the rich history of the area.

Historic neighborhoods! The town of Stillwater has undergone many expansions over the years and the architectural style of these areas are all unique. Many rent to own homes can be found in some of these neighborhoods such as Holcombes, South Hill, Hersey Staples, North Hill, Staples and Mays, and Greeley.

Community events! The town of Stillwater hosts many annual events to help bring the community together. The Annual Stillwater Arts Festival is held in April, the annual Downtown Stillwater Car and Bike Show occurs in September, and there is an annual 4th of July fireworks show at Boomer Lake Park.

Red dirt music! Stillwater is considered the home of this distinctive style of music and it is still a musical city. Eskimo Joe's is open Wednesday through Saturday and features live music on a regular basis. Tumbleweed Dancehall & Concert Venue offers live music and plenty of room to dance.

Low property taxes! It pays to choose one of the Stillwater rent to own houses, especially when it comes to property taxes. The property tax rate in Stillwater is just $6.80 compared to an almost-double $11.20 for the national average.

Play outside! There are plenty of places to enjoy nature in Stillwater. The Botanic Garden is made up of about 100 acres and the staff maintain more than 1,000 species of plants. Lake McMurtry is a treasure trove of outdoor activities including, boating, hiking, bird watching, swimming, fishing and camping on more than 2,000 acres of park land and the lake itself which is more than 1,000 acres.

Strong rental market! More than half (58%) of residents rent, so local realtors are more than familiar with the rental market. The median gross rent is $581, below the state average of $602.