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Rent to own Homes in Schaghticoke, NY

Schaghticoke, NY is a great place for affordable rent-to-own homes! With a median household income of over $52,115 and a median rent of $936, the Schaghticoke, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Schaghticoke, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Schaghticoke, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
458 4TH AVE
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Rent To Own
Lansingburgh
Single Family Home
Troy, NY 12182
2
1
1000 ft2
1930
New
48 CHERYL CT
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Rent To Own
Eastside
Townhouse/Condo
Troy, NY 12180
2
3
1560 ft2
1988
1 of 76 82 MILLERS CORNERS RD
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Rent To Own
 
Townhouse/Condo
Averill Park, NY 12018
7
6
4580 ft2
1979
New
1 of 29 50 COLUMBIA ST
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Rent To Own
Vale & Eastern Ave
Single Family Home
Schenectady, NY 12308
3
2
1510 ft2
1920
4294 Us Route 20
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Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
6
2
2856 ft2
1 of 14 53 PLATT ST
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Rent To Own
 
Townhouse/Condo
Glens Falls, NY 12801
4
2
1547 ft2
1920
New
1 of 38 312 EAGLE ST
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Rent To Own
 
Single Family Home
North Adams, MA 01247
3
1
1495 ft2
1880
1 of 37 12132 Alydar Drive
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Rent to Own Eligible
 
Single Family Home
Willis, TX 77318
4
3
2235 ft2
2024
Hot
1 of 16 1C CASTLE DR
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Rent To Own
 
Single Family Home
Stillwater, NY 12170
4
2
2392 ft2
1990
33 110TH ST
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Rent To Own
Lansingburgh
Single Family Home
Troy, NY 12182
5
2
2026 ft2
1890
6 LOCHVUE DR
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Rent To Own
 
Single Family Home
Wynantskill, NY 12198
4
2
2332 ft2
2017
1 of 35 362 3RD ST
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Rent To Own
Osgood
Townhouse/Condo
Troy, NY 12180
6
2
2666 ft2
1930
1 of 23 41-43 FOG HILL RD
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Rent To Own
 
Multifamily (5+ Units)
Hoosick Falls, NY 12090
4
2
1432 ft2
1968
1 of 45 432 VISCHER FERRY RD
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Rent To Own
 
Single Family Home
Clifton Park, NY 12065
4
3
3064 ft2
1987
Hot
9 CAREY AVE
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Rent To Own
 
Single Family Home
Hoosick Falls, NY 12090
3
1
1161 ft2
1930
91 MAIN ST
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Rent To Own
 
Single Family Home
Hoosick Falls, NY 12090
5
3
2725 ft2
1900
1 of 53 1 SKY HOLLOW DR
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Rent To Own
Menands
Single Family Home
Albany, NY 12204
4
3
3550 ft2
1989
167 EASTSIDE DR
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Rent To Own
 
Single Family Home
Ballston Lake, NY 12019
4
3
3000 ft2
1915
1 of 24 5 KEYSTONE CT
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Rent To Own
Roessleville
Single Family Home
Albany, NY 12205
3
2
2000 ft2
2010
1 of 16 11 CUYLER ST
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Rent To Own
South End
Single Family Home
Albany, NY 12202
3
1
1089 ft2
1890
1073 Middle Line Road
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Rent To Own
 
Single Family Home
Ballston Spa, NY 12020
3
2
1190 ft2
1988
323-323-325 Division St
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Rent To Own
Central State Street
Single Family Home
Schenectady, NY 12304
6
3
2376 ft2
1910
278 Van Wies Point Road
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Rent To Own
 
Single Family Home
Bethlehem, NY 12158
3
2
2383 ft2
1935
Hot
1 of 5 565 SUMMIT AVE
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Rent To Own
Hamilton Hill
Townhouse/Condo
Schenectady, NY 12307
8
5
3360 ft2
1972
Hot
1 HOMESTEAD RD
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Rent To Own
 
Single Family Home
Schenectady, NY 12302
3
2
1920 ft2
1986
Hot
1187 DELAWARE TPKE
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Rent To Own
 
Single Family Home
Delmar, NY 12054
4
1
2448 ft2
1900
1 of 47 7 LANCESTIRE DR
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Rent To Own
 
Single Family Home
Queensbury, NY 12804
4
3
2100 ft2
1992
1 of 18 3 PINE KNOLL LN
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Rent To Own
 
Single Family Home
East Berne, NY 12059
3
1
1200 ft2
1952
783 Woodstock Rd LOT 74
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Rent To Own
 
Single Family Home
East Berne, NY 12059
2
1
906 ft2
2004
Hot
1 of 2 55 POWDER MILL RD
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REO Foreclosure
 
Single Family Home
Valley Falls, NY 12185
2
1
1270 ft2
1925
76 HANSEN RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schaghticoke, NY 12154
4
3
2186 ft2
2006
267 CASEY RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schaghticoke, NY 12154
3
2
1336 ft2
1969
427 STILLWATER BRIDGE RD
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REO Foreclosure
 
Single Family Home
Schaghticoke, NY 12154
3
1
866 ft2
1949
90 TOMHANNOCK RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Valley Falls, NY 12185
4
3
2268 ft2
1969
485 HANSEN RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schaghticoke, NY 12154
3
2
2174 ft2
1997
262 PINEWOODS RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Melrose, NY 12121
3
2
1104 ft2
1991
289 PINEWOODS RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Melrose, NY 12121
3
2
1384 ft2
1994
21 FERRY LN #PVT
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, NY 12170
2
1
940 ft2
1900
16 RIVERSIDE DR
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, NY 12170
3
2
1605 ft2
1994
811 HUDSON AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, NY 12170
5
2
1863 ft2
1900
6 RIVERSIDE CT
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REO Foreclosure
 
Single Family Home
Stillwater, NY 12170
4
3
2092 ft2
2004
1 MAJOR DICKINSON AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, NY 12170
4
2
2392 ft2
1935
1435 JOHNSONVILLE RD
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Auction
 
Single Family Home
Johnsonville, NY 12094
4
1
1692 ft2
1850
724 BEADLE HILL RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Valley Falls, NY 12185
4
2
2024 ft2
1991
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Buying a Home in Schaghticoke, NY

Schaghticoke, NY is seeing rapid growth and Schaghticoke, NY's' housing market remains optimal with an average home price that is -26% below the 2025 national average. Schaghticoke, NY is part of Rensselaer county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Rensselaer is 2.06% which is above the national average, which is 0.99%.

Median Home Price in Schaghticoke, NY

Median Rent in Schaghticoke, NY

Rent to own homes offer low monthly payments and flexible terms.