Rent to own Homes in Cumberland, MD
Cumberland is a city in Allegany County, Maryland. Cumberland is the county seat of Allegany and one of the largest cities in the area. It has a population of about 20,500 according to the most recent census. The city covers a land area of about 10 square miles and has a history that stretches back to the Revolutionary War. It continued to serve as a major regional city into the 1800s, and still has plenty to offer its local residents today.
Cumberland, MD is a great place for affordable rent-to-own homes! With a median household income of over $40,888 and a median rent of $693, the Cumberland, MD rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cumberland, MD. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More Cumberland, MD Property Resources
Rent to own Homes in Cities Near Cumberland, MD
- Barrelville
- Barton
- Bier
- Bloomington
- Bowling Green
- Bowmans Addition
- Burlington
- Carlos
- Carpendale
- Clarysville
- Corriganville
- Cresaptown
- Cumberland
- Danville
- Dawson
- Detmold
- Eckhart Mines
- Ellerslie
- Finzel
- Flintstone
- Fort Ashby
- Franklin
- Frostburg
- Gilmore
- Grahamtown
- Green Spring
- Keyser
- Klondike
- La Vale
- Lonaconing
- Luke
- McCoole
- Midland
- Midlothian
- Moscow
- Mount Savage
- National
- Nikep
- Ocean
- Oldtown
- Paw Paw
- Piedmont
- Pleasant Grove
- Potomac Park
- Rawlings
- Ridgeley
- Romney
- Shaft
- Springfield
- Wiley Ford
Neighborhoods in Cumberland, MD
No neighborhoods foundPopular Zip Codes in Cumberland, MD
21502 rent to own homes 21501 rent to own homes 21503 rent to own homesBuying a Home in Cumberland, MD
Cumberland, MD is seeing rapid growth and Cumberland, MD's' housing market remains optimal with an average home price that is -52% below the 2025 national average. Cumberland, MD is part of Allegany county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Allegany is 1.01% which is above the national average, which is 0.99%.
Median Home Price in Cumberland, MD
Median Rent in Cumberland, MD
Top 5 Reasons to Live in Cumberland, MD
Very affordable real estate market! The average price of homes for sale in Cumberland is well below the national average. This is especially true in neighborhoods like La Vale. For more diverse real estate options, Allegany Grove has plenty of homes available. If you know what you are looking for, you can find some rent to own opportunities as well.
Extremely spacious rental opportunities! There are plenty of affordable apartment complexes throughout Cumberland, most of them offering units at well below the national average. More importantly, these apartments offer plenty of space and all of the amenities you might look for in this type of unit. JFK Apartments and H and S Developments are both popular options for new residents. The cost of homes for rent is also quite reasonable if you know where to look.
Explore the local history! Since Cumberland has such an extensive history, there are plenty of historical places to visit. The Western Maryland Scenic Railroad operates out of Cumberland and gives tours of the area. The C&O Canal National Historical Park and Visitors Museum provides an interesting look into the past as well.
Participate in downtown events! The city of Cumberland offers plenty of local events for residents to enjoy. Among those events, there is a Thursday Farmers Market that is held at the Cumberland Mall. Each year the city also celebrates National Dance Day downtown, giving the residents an opportunity to cut loose and enjoy the community environment.
Appreciate the local artistic culture! Cumberland has a wide variety of options for local artists to get their work seen and appreciated. The Arts at Canal Place is a local gallery that showcases work from independent artists who are residents of the city. The Windsor Hall at Town Centre has a variety of events held throughout the year that give locals an opportunity to enjoy some performing arts.
