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Rent to own Homes in Oneida, KY

Oneida, KY is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Oneida, KY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Oneida, KY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 167
Hot
2536 TAYLOR SCHOOL RD
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Rent To Own
 
Single Family Home
London, KY 40741
4
2
2212 ft2
2003
2410 COBHILL RD
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Rent To Own
 
Single Family Home
Irvine, KY 40336
3
2
1216 ft2
2018
1232 W HIGHWAY 1376
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Rent To Own
 
Single Family Home
East Bernstadt, KY 40729
2
1
876 ft2
1961
1 of 40 614 ELLS BRANCH RD
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REO Foreclosure
 
Single Family Home
Manchester, KY 40962
3
2
1436 ft2
1990
6459 N HIGHWAY 421
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REO Foreclosure
 
Single Family Home
Manchester, KY 40962
3
2
1400 ft2
1965
4343 N HIGHWAY 421
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REO Foreclosure
 
Single Family Home
Manchester, KY 40962
2
1
864 ft2
1965
4229 S HIGHWAY 421
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Manchester, KY 40962
3
2
1696 ft2
1994
3206 US-421
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Auction
 
Single Family Home
Manchester, KY 40962
3
1
1100 ft2
New
SPENCER BRANCH RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Big Creek, KY 40914
1
1
540 ft2
1950
S HIGHWAY 421
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REO Foreclosure
 
Single Family Home
Big Creek, KY 40914
2
1
576 ft2
1940
798 KEITH LN
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REO Foreclosure
 
Single Family Home
Manchester, KY 40962
3
1
864 ft2
2000
7558 KY 30
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REO Foreclosure
 
Single Family Home
Booneville, KY 41314
4
2
1568 ft2
2006
51 DAVIS AND SMITH RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Manchester, KY 40962
2
1
1080 ft2
1970
Hot
1 of 9 2320 HIGHWAY 1933
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REO Foreclosure
 
Single Family Home
Jackson, KY 41339
3
2
1680 ft2
1999
2082 HIGHWAY 638 LOOP
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Manchester, KY 40962
3
2
2246 ft2
2010
524 ROCKHOUSE BRANCH RD
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Short Sale
 
Single Family Home
Manchester, KY 40962
3
1
1432 ft2
1970
2628 MILL CREEK RD
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REO Foreclosure
 
Single Family Home
Manchester, KY 40962
2
1
900 ft2
2003
1 of 5 941 LITTLE BULL CREE
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REO Foreclosure
 
Single Family Home
Barbourville, KY 40906
3
2
1568 ft2
2020
8495 KY HIGHWAY 451
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Busy, KY 41723
3
1
1348 ft2
1 of 3 194 BOWLING BRANCH RD
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Auction
 
Single Family Home
London, KY 40741
3
2
1485 ft2
1997
226 SYCAMORE ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jackson, KY 41339
4
1
0 ft2
1926
15 KELLEY LN
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Heidrick, KY 40949
3
2
2200 ft2
2004
ROCKY HL
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Mc Kee, KY 40447
3
1
0 ft2
1984
2100 SIMMS FORK RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Arjay, KY 40902
3
2
1842 ft2
2003
New
4565 KY 3439
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REO Foreclosure
 
Single Family Home
Bimble, KY 40915
3
3
1920 ft2
1988
140 PARKS SUBDIVISION
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REO Foreclosure
 
Single Family Home
London, KY 40744
3
1
1120 ft2
1981
3403 BARBOURVILLE RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
London, KY 40744
3
2
1816 ft2
2006
435 SIMMS FORK RD
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Arjay, KY 40902
3
2
1330 ft2
1983
77 HOMESTEAD LN
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REO Foreclosure
 
Single Family Home
London, KY 40741
3
1
1000 ft2
1978
1 of 10 4796 Hwy 490
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Auction
 
Single Family Home
East Bernstadt, KY 40729
3
2
2092 ft2
2002
New
1 of 4 171 BEE QUICK LN
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REO Foreclosure
 
Single Family Home
Gray, KY 40734
3
1
1408 ft2
1990
New
1364 KY 3439
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Barbourville, KY 40906
2
2
1288 ft2
2004
COMBS ST
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REO Foreclosure
 
Single Family Home
Hazard, KY 41701
3
1
931 ft2
WALKERS BR
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Hazard, KY 41701
3
2
1056 ft2
1990
New
103 COLLEGE PARK DR
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REO Foreclosure
 
Single Family Home
Barbourville, KY 40906
3
2
1323 ft2
1960
New
201 CHURCH ST
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REO Foreclosure
 
Single Family Home
Barbourville, KY 40906
3
2
1500 ft2
1913
106 2ND ST
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REO Foreclosure
 
Single Family Home
Barbourville, KY 40906
3
1
1500 ft2
1950
222 BLUEGRASS RD
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
East Bernstadt, KY 40729
3
1
1020 ft2
1985
110 1ST ST
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REO Foreclosure
 
Single Family Home
Barbourville, KY 40906
3
1
1855 ft2
1954
New
BAILEY SWITCH OLD 25E
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REO Foreclosure
 
Single Family Home
Gray, KY 40734
3
2
1176 ft2
1994
526 SKYLINE DR
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Hazard, KY 41701
3
2
2316 ft2
1962
54 SHERMAN LN
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
London, KY 40744
3
2
1309 ft2
1978
2253 EAST HWY
MORE DETAILS +
REO Foreclosure
 
Single Family Home
East Bernstadt, KY 40729
3
1
1392 ft2
1976
1 of 10 256 FALLS ST
MORE DETAILS +
Auction
 
Single Family Home
London, KY 40741
3
1
1300 ft2
1943
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Buying a Home in Oneida, KY

Oneida, KY is seeing rapid growth and Oneida, KY's' housing market remains optimal with an average home price that is -74% below the 2025 national average. Oneida, KY is part of Clay county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Clay is 0.69% which is below the national average, which is 0.99%.

Median Home Price in Oneida, KY

Median Rent in Oneida, KY

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.