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Rent to own Homes in Luzerne, IA

Luzerne, IA is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Luzerne, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Luzerne, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 125
Hot
1527 SUNSET DR
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REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
3
1
1186 ft2
1964
1112 16TH ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Belle Plaine, IA 52208
4
2
1682 ft2
1920
1306 11TH AVE
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REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
4
2
1402 ft2
1914
109 WEST ST NW
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REO Foreclosure
 
Single Family Home
Blairstown, IA 52209
2
1
1079 ft2
1920
103 5TH AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Keystone, IA 52249
2
3
1156 ft2
1935
108 4TH AVE
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REO Foreclosure
 
Single Family Home
Keystone, IA 52249
2
2
1288 ft2
1937
Hot
102 6TH ST
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HUD Foreclosure
 
Single Family Home
Van Horne, IA 52346
4
2
1872 ft2
1900
305 MAIN ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Van Horne, IA 52346
4
3
1868 ft2
1915
102 MAPLE ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Van Horne, IA 52346
1
1
842 ft2
1920
497 W WASHINGTON ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
3
2
1063 ft2
1908
Hot
3349 315TH ST
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REO Foreclosure
 
Single Family Home
Elberon, IA 52225
3
1
1344 ft2
1900
Hot
235 W WASHINGTON ST
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REO Foreclosure
 
Single Family Home
Marengo, IA 52301
3
1
952 ft2
2023
6555 16TH AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Garrison, IA 52229
5
1
1518 ft2
1900
2371 71ST ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Van Horne, IA 52346
4
2
2160 ft2
1919
1 of 5 12 2ND AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Elberon, IA 52225
4
1
1222 ft2
1920
206 3RD AVE
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REO Foreclosure
 
Single Family Home
Elberon, IA 52225
2
1
688 ft2
1940
Hot
1101 3RD ST
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REO Foreclosure
 
Single Family Home
Victor, IA 52347
4
2
1394 ft2
1914
101 2ND AVE
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REO Foreclosure
 
Single Family Home
Newhall, IA 52315
3
2
1812 ft2
1900
1 of 36 106 MAIN ST
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REO Foreclosure
 
Single Family Home
Newhall, IA 52315
3
1
1212 ft2
1903
1061 60TH ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Dysart, IA 52224
4
2
1792 ft2
1915
1 of 46 2389 61ST STREET DR
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
5
4
2905 ft2
1971
1 of 12 422 4TH ST
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REO Foreclosure
 
Single Family Home
Clutier, IA 52217
2
2
884 ft2
1960
1 of 24 412 MAIN ST
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REO Foreclosure
 
Single Family Home
Clutier, IA 52217
3
2
1620 ft2
1915
New
3107 K AVE
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REO Foreclosure
 
Single Family Home
Clutier, IA 52217
6
2
1816 ft2
1930
505 CROWLEY ST
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REO Foreclosure
 
Single Family Home
Clutier, IA 52217
3
3
1303 ft2
1920
Hot
608 CRISMAN ST
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REO Foreclosure
 
Single Family Home
Dysart, IA 52224
3
1
1515 ft2
1910
501 MAIN ST
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Auction
 
Single Family Home
Dysart, IA 52224
3
2
1644 ft2
1890
1 of 10 510 W 13TH ST
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Auction
 
Single Family Home
Vinton, IA 52349
4
2
1301 ft2
1952
New
1 of 10 709 W 12TH ST
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Auction
 
Single Family Home
Vinton, IA 52349
2
3
960 ft2
1972
310 LINCOLN ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Dysart, IA 52224
4
3
1447 ft2
1997
713 D AVE
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REO Foreclosure
 
Single Family Home
Vinton, IA 52349
3
1
1138 ft2
1920
1 of 5 504 W 3RD ST
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Auction
 
Single Family Home
Vinton, IA 52349
6
6
1866 ft2
1915
1002 S 8TH AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
3
1
1408 ft2
1890
3192 75TH ST
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REO Foreclosure
 
Single Family Home
Norway, IA 52318
3
1
1304 ft2
1900
515 E 4TH ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
4
3
1502 ft2
1938
110 BELLEVUE ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Brooklyn, IA 52211
2
1
1012 ft2
1900
New
2057 280TH ST
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REO Foreclosure
 
Single Family Home
Williamsburg, IA 52361
2
1
1382 ft2
1861
808 40TH AVE
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Auction
 
Single Family Home
Amana, IA 52203
3
3
1564 ft2
2008
220 2ND ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Atkins, IA 52206
3
2
1591 ft2
1917
1 of 27 402 GRAND AVE SW
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Shellsburg, IA 52332
3
4
1604 ft2
1912
211 TRAER ST
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REO Foreclosure
 
Single Family Home
Mount Auburn, IA 52313
3
1
1408 ft2
1900
1 of 9 1966 P AVE
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Auction
 
Single Family Home
Traer, IA 50675
3
1
1545 ft2
1900
705 BEAUTIFUL ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Tama, IA 52339
2
1
1008 ft2
1900
1 of 9 807 WILSON ST
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Auction
 
Single Family Home
Tama, IA 52339
2
1
840 ft2
1960
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Neighborhoods in Luzerne, IA

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Buying a Home in Luzerne, IA

Luzerne, IA is seeing rapid growth and Luzerne, IA's' housing market remains optimal with an average home price that is -29% below the 2025 national average. Luzerne, IA is part of Benton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Benton is 1.15% which is above the national average, which is 0.99%.

Median Home Price in Luzerne, IA

Median Rent in Luzerne, IA

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.