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Rent to own Homes in Council Bluffs, IA

Located just across the Missouri River from Omaha, Nebraska, Council Bluffs is a small, thriving community that takes pride in maintaining its own identity. After all, the city not only predates its larger neighbor by more than a decade, but it is also the historic starting point of the Mormon Trail, as well as a major national railway hub. A number of successful casinos, including Harrah's Council Bluffs, have sprung up in recent years, increasing the city's financial and cultural opportunities.

Council Bluffs, IA is a great place for affordable rent-to-own homes! With a median household income of over $53,449 and a median rent of $860, the Council Bluffs, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Council Bluffs, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Council Bluffs, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
3814 N 85TH AVE
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Rent To Own
Keystone
Single Family Home
Omaha, NE 68134
4
2
1848 ft2
1960
1 of 2 923 BEAVER LAKE BLVD
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Rent To Own
 
Single Family Home
Plattsmouth, NE 68048
3
3
2325 ft2
1998
4006 DECATUR ST
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Rent To Own
Orchard Hill
Single Family Home
Omaha, NE 68111
1
1
588 ft2
1885
Hot
15006 S 20TH ST
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Rent To Own
Southwest Bellevue
Single Family Home
Bellevue, NE 68123
4
2
2024 ft2
2008
1 of 26 730 N 11TH CIR
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Rent To Own
 
Single Family Home
Springfield, NE 68059
3
3
3017 ft2
2019
3020 N 204 Street
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Rent To Own
 
Single Family Home
Elkhorn, NE 68022
3
2
2184 ft2
1962
24451 HARTMAN AVE
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Rent To Own
 
Single Family Home
Valley, NE 68064
3
1
1972 ft2
1966
2661 AVENUE L
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
5
1
1160 ft2
1930
813 19TH AVE
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
1
1082 ft2
1900
20203 CYPRESS AVE
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REO Foreclosure
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
4
3
1458 ft2
1972
921 AVENUE A
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REO Foreclosure
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
1
904 ft2
1900
453 HOUSTON AVE
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REO Foreclosure
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
4
1
964 ft2
1920
106 BRENTWOOD HTS
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
2
2204 ft2
1958
1108 SPRUCE ST
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
2
1032 ft2
1957
1 of 10 2102 AVENUE C
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
1
905 ft2
1910
1 of 37 525 N 26TH ST
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
1
917 ft2
1920
1511 S 9TH ST
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
2
815 ft2
2011
1 of 10 3237 6TH AVE
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REO Foreclosure
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
2
843 ft2
1955
2906 3RD AVE
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REO Foreclosure
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
1
833 ft2
1924
3406 AVENUE A
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
1
906 ft2
1920
1 of 20 1618 S 8TH ST
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Auction
Little Italy
Single Family Home
Omaha, NE 68108
2
1
848 ft2
1881
1 of 5 2649 AVENUE C
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
1
991 ft2
1920
1116 N BROADWAY
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
2
2
694 ft2
1920
2224 S 13TH ST
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
2
1082 ft2
1984
33 HAPPY HOLLOW BLVD
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
1
864 ft2
1956
100 NORTON AVE
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
2
1
912 ft2
1957
719 S 32ND ST
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REO Foreclosure
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
2
912 ft2
1952
204 FRANK ST
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
7
2
1400 ft2
1888
104 N 31ST ST
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
1
1092 ft2
1952
New
710 N 35TH ST
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REO Foreclosure
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
1
746 ft2
1900
2445 4TH AVE
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
2
1584 ft2
1956
3406 AVENUE F
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
1
936 ft2
1956
1 of 20 3361 MIDDLE FERRY RD
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
2
1385 ft2
2015
1 of 35 2016 S 6TH ST
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
1
1
600 ft2
1920
2408 S 6TH ST
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
1
804 ft2
1920
418 26TH AVE
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
3
1638 ft2
1920
414 HOUSTON AVE
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
1
860 ft2
1920
1 of 87 19865 BEVERLY MANOR LN
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
2
1184 ft2
1973
1727 5TH AVE
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
2
776 ft2
1920
Hot
129 S 8TH ST
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REO Foreclosure
Council Bluffs
Townhouse/Condo
Council Bluffs, IA 51501
3
2
678 ft2
1900
312 LAFAYETTE AVE
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
3
1130 ft2
1920
1000 N 26TH ST
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Pre-Foreclosure (Lis Pendens)
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
1
949 ft2
1956
47 MILLARD ST
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
3
1431 ft2
2006
142 WOODBURY CIR
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Auction
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
2
1200 ft2
1995
Map
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Rent to own Homes in Cities Near Council Bluffs, IA

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Buying a Home in Council Bluffs, IA

Council Bluffs, IA is seeing rapid growth and Council Bluffs, IA's' housing market remains optimal with an average home price that is -44% below the 2025 national average. Council Bluffs, IA is part of Pottawattamie county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Pottawattamie is 1.39% which is above the national average, which is 0.99%.

Median Home Price in Council Bluffs, IA

Median Rent in Council Bluffs, IA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Council Bluffs, IA

Housing Statistics Of the nearly 25,000 homes and apartments in Council Bluffs, about 35% are renter-occupied. At any given time, approximately 8.5% of the total rental homes are vacant. Compared to national averages, real estate prices are quite affordable for all types of properties, including single family dwellings, apartments, and rent to own houses. The median sales price for residential homes in the city is $141,500, while rental rates hover around $694 per month.

Outdoor Activities There's plenty to do outdoors, particularly in and around water. The Missouri River provides residents with plenty of boating, fishing and recreational opportunities--there's even a riverboat casino. The expansive Lake Manawa State Park features camping, boating, fishing, swimming and sunbathing. Council Bluffs also offers a wide range of natural areas and historic sites, including Stan Bahnsen Park and the Golden Spike monument.

Local Sports The Mid-America Center (MAC) in Council Bluffs is a 6,700-seat arena that hosts a variety of entertainment and sporting events. Formerly the home of the Iowa Blackhawks Arena Football team, the MAC has recently hosted the Omaha Rollergirls, as well as USHL hockey. High school sports are something of an obsession in the area, with rabid local followings for St. Albert, Abraham Lincoln, Lewis Central and Thomas Jefferson varsity programs.

Neighborhoods in Council Bluffs Though Council Bluffs is itself a relatively small suburban town, there are distinct neighborhood divisions. Most are fairly historic and served as settlement homes for various groups of railway workers. A few of the most notable areas include: