Improve your credit score FAST.
Get started for free
Personal Loans up to $35k made simple
Get started

Rent to own Homes in Ames, IA

Sports and Recreation! There are 36 parks and several places to engage in outdoor activities. Outdoor enthusiasts might want to check out the Ames Running Club or the Ames Departments of Parks and Recreation, which oversees over 1,300 acres of park land.

Ames, IA is a great place for affordable rent-to-own homes! With a median household income of over $50,783 and a median rent of $944, the Ames, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ames, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ames, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
108 NE 6TH CT
MORE DETAILS +
Rent To Own
Grimes
Single Family Home
Grimes, IA 50111
3
1
1088 ft2
1989
3255 EASTON BLVD
MORE DETAILS +
Rent To Own
Accent
Single Family Home
Des Moines, IA 50317
2
1
1816 ft2
1870
7845 DRAKE ST
MORE DETAILS +
Rent To Own
Clive
Single Family Home
Clive, IA 50325
4
1
1339 ft2
1966
Hot
2308 CAPITOL AVE
MORE DETAILS +
Rent To Own
Fairground
Single Family Home
Des Moines, IA 50317
2
1
748 ft2
1905
2415 HIGH ST
MORE DETAILS +
Rent To Own
Woodland Heights
Single Family Home
Des Moines, IA 50312
3
1
1144 ft2
1908
Hot
233 E PARK AVE
MORE DETAILS +
Rent To Own
 
Single Family Home
Des Moines, IA 50315
3
1
960 ft2
1957
5441 SKYCREST DR
MORE DETAILS +
Auction
 
Single Family Home
Ames, IA 50010
3
5
2401 ft2
1990
3811 COLUMBINE AVE
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
Bloomington Heights
Single Family Home
Ames, IA 50010
3
3
1492 ft2
1992
1122 CLARK AVE
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Ames, IA 50010
2
2
1128 ft2
1907
1012 MARSTON AVE
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
Emanon
Single Family Home
Ames, IA 50010
2
1
720 ft2
1926
204 COOPER CT
MORE DETAILS +
REO Foreclosure
 
Townhouse/Condo
Ames, IA 50014
2
1
930 ft2
1980
1411 KELLOGG AVE
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Ames, IA 50010
3
3
1508 ft2
1900
1 of 81 5211 HARVEST RD
MORE DETAILS +
Auction
 
Single Family Home
Ames, IA 50014
4
3
1906 ft2
2016
Hot
1219 MAXWELL AVE
MORE DETAILS +
REO Foreclosure
Wilson-Beardshear
Single Family Home
Ames, IA 50010
1
1
942 ft2
1940
814 WILSON AVE
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Ames, IA 50010
1
1
1135 ft2
1905
1 of 5 6300 PRAIRIE RIDGE RD
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Ames, IA 50014
3
3
1396 ft2
1977
1108 FORD ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Kelley, IA 50134
3
1
1024 ft2
1900
Hot
16801 570TH AVE
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Ames, IA 50010
4
2
2482 ft2
1900
209 E 4TH ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Huxley, IA 50124
3
2
1464 ft2
1910
1036 SW 3RD ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Nevada, IA 50201
4
4
2479 ft2
1920
1 of 54 408 F AVE
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Nevada, IA 50201
4
2
1797 ft2
1900
205 S LOGAN ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Roland, IA 50236
4
3
1170 ft2
1995
117 HAZEL AVE
MORE DETAILS +
Auction
 
Single Family Home
Story City, IA 50248
4
2
1104 ft2
1973
1 of 57 1947 8TH ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Nevada, IA 50201
4
4
2476 ft2
1973
New
1017 8TH ST
MORE DETAILS +
Auction
 
Single Family Home
Nevada, IA 50201
3
2
1680 ft2
1910
1 of 8 721 8TH ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Nevada, IA 50201
2
1
1125 ft2
1880
1 of 9 106 HUBBELL ST
MORE DETAILS +
Auction
 
Single Family Home
Sheldahl, IA 50243
5
1
1440 ft2
1890
1 of 11 709 BROAD ST, UNIT 1
MORE DETAILS +
Auction
 
Townhouse/Condo
Story City, IA 50248
2
2
1054 ft2
52577 110TH ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Story City, IA 50248
3
3
1489 ft2
1957
1870 ROSE RD
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madrid, IA 50156
2
1
1104 ft2
1960
1 of 9 109 N COUNTY LINE RD
MORE DETAILS +
Auction
 
Single Family Home
Madrid, IA 50156
3
2
1944 ft2
1965
330 1ST ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Randall, IA 50231
4
1
1496 ft2
1911
615 W 5TH ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madrid, IA 50156
3
3
1716 ft2
1917
New
1716 2ND ST
MORE DETAILS +
Auction
 
Single Family Home
Boone, IA 50036
2
1
820 ft2
1952
Hot
1 of 20 404 CEDAR ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Boone, IA 50036
3
2
1523 ft2
1916
1324 1ST ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Boone, IA 50036
3
2
1876 ft2
1930
1103 LINN ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Boone, IA 50036
2
2
1474 ft2
1927
2009 TAMA ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Boone, IA 50036
3
2
1107 ft2
1977
1621 MARSHALL ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Boone, IA 50036
2
2
1169 ft2
1898
71 METCALF ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Maxwell, IA 50161
3
1
1030 ft2
1880
1 of 9 1428 STORY ST
MORE DETAILS +
Auction
 
Single Family Home
Boone, IA 50036
3
1
1819 ft2
1900
635 S STORY ST
MORE DETAILS +
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Boone, IA 50036
3
4
2316 ft2
1930
1815 BOONE ST
MORE DETAILS +
REO Foreclosure
 
Single Family Home
Boone, IA 50036
3
2
768 ft2
1962
1 of 24 503 S BOONE ST
MORE DETAILS +
Auction
 
Single Family Home
Boone, IA 50036
4
3
2734 ft2
1910
Map
Sponsored Link

More Ames, IA Property Resources

Rent to own Homes in Cities Near Ames, IA

Browse all Rent to own Homes in Iowa

Buying a Home in Ames, IA

Ames, IA is seeing rapid growth and Ames, IA's' housing market remains optimal with an average home price that is -2% below the 2025 national average. Ames, IA is part of Story county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Story is 1.33% which is above the national average, which is 0.99%.

Median Home Price in Ames, IA

Median Rent in Ames, IA

Rent to own homes offer low monthly payments and flexible terms.

Top 14 Reasons to Live in Ames

Lots of Museums! Ames is proud of its history and has museums and attractions dedicated to it. The Ames Historical Society presents exhibits and artifacts related to local and national history. The Boone and Scenic Valley Railroad and Museum offers train rides around the area as well as information about the history of the railroad in Ames.

Local Produce! The Main Street Farmers Market is open every Saturday during the spring and summer months and Black's Heritage Farms offers local events as well as the opportunity to pick local produce.

Music Lovers Unite! The Central Iowa Symphony offers local musicians the opportunity to play with professionals in live concerts and the Ames Town and Gown Chamber Music Association brings internationally acclaimed musicians to play small, intimate chamber music concerts.

Unique Opportunities! Aspiring artists may want to check out Creative Spirits Ames, a local artists' group that guides people who want to paint. Those who appreciate others' art may want to buy unique hand-blown glass pieces from Ciccotti Art Glass.

Museums and More! The Christian Petersen Art Museum, named after an artist in residence who used to teach at the university, features contemporary art works by a variety of artists. If you are more into history, the Farm House Museum pays homage to the farmers who worked the land before the university was built and the early university heads who lived in the farm house.

Dance, Dance, Dance! The Iowa Youth Ballet offers special performances and events for young talented dancers; aspiring dancers of all ages can take workshops and classes as well as attending performances at the Co'Motion Dance Theatre.

Plenty of rentals! 54% of Ames residents rent their homes. The median rental price in Ames is $635. Look to Downtown Ames and Melrose Park for some of these stellar rental options.

Going green! Ames understands the importance of nature and conservation. Reiman Gardens features live butterfly conservatories as well as 14 acres of preserved land outdoors. Tree, shrub and flower lovers can see hundreds of live plants at the Iowa Arboretum.

Low home costs! Homeowners in Ames pay a median price of approximately $119,000 for their homes. Finding homes for sale or rent to own homes in Little Hollywood or off of Main Street means you're right in the center of all the action!

Culture galore! Ames hosts plenty of cultural events throughout the year. The Main Street Cultural District hosts many of these events, including the annual 4th of July Parade and Oktoberfest. Ames also hosts the Maximum Music Festival every fall, which features acts in multiple venues across the state of Iowa; local musicians and musicians from around the nation and world are featured.

Rent or rent to own! Ames residents can save money by living in a rent to own home and putting their rent towards a down payment on the home they live in. Check out the areas of Suncrest or Somerset for great deals on new rent to own houses!

Low Cost Of Living! The cost of living in Ames is 93.8, less than average in America. This means you can hole up in nice neighborhoods in Ames, like Dayton Park and Country Gables.

Neighborhood Regulations Ames keeps neighborhoods quiet and safe with a variety of regulations about noise and parties. East Hickory Park and Gateway Green HIlls are two particularly peaceful 'hoods.