Rent to own Homes in Shelbyville, KY
Heralded as the "American Saddlebred Capital of the World," Shelbyville, Kentucky, is located right beside the bustling Louisville metropolitan area amidst prolific distilleries and enchanting horse farms. This "Gateway to the Bluegrass" city offers true southern hospitality and small-town charm with unique sights to see (such as the Shelbyville History Museum) and appetizing Southern comfort food destinations so good that even Colonel Sanders made his home here.
Shelbyville, KY is a great place for affordable rent-to-own homes! With a median household income of over $65,986 and a median rent of $818, the Shelbyville, KY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Shelbyville, KY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More Shelbyville, KY Property Resources
Rent to own Homes in Cities Near Shelbyville, KY
- Anchorage
- Bagdad
- Beechwood Village
- Bellemeade
- Bellewood
- Blue Ridge Manor
- Brooks
- Brownsboro Village
- Cambridge
- Campbellsburg
- Douglass Hills
- Druid Hills
- Fisherville
- Forest Hills
- Fox Chase
- Graymoor-Devondale
- Hebron Estates
- Heritage Creek
- Hillview
- Hollow Creek
- Houston Acres
- Hunters Hollow
- Hurstbourne
- Hurstbourne Acres
- Indian Hills
- Jeffersontown
- Kingsley
- Lincolnshire
- Louisville
- Lyndon
- Lynnview
- Maryhill Estates
- Marysville
- Meadowview Estates
- Middletown
- Mockingbird Valley
- Mount Washington
- Norbourne Estates
- Norwood
- Pioneer Village
- Poplar Hills
- Richlawn
- Rolling Fields
- Seneca Gardens
- Shepherdsville
- St. Matthews
- Strathmoor Manor
- Strathmoor Village
- St. Regis Park
- Underwood
Neighborhoods in Shelbyville, KY
No neighborhoods foundBuying a Home in Shelbyville, KY
Shelbyville, KY is seeing rapid growth and Shelbyville, KY's' housing market remains optimal with an average home price that is -14% below the 2025 national average. Shelbyville, KY is part of Shelby county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Shelby is 0.84% which is below the national average, which is 0.99%.
Median Home Price in Shelbyville, KY
Median Rent in Shelbyville, KY
Top 6 Reasons to Live in Shelbyville, Kentucky
Scenic horse farms! Shelbyville is truly an equestrian's playground with over 80 saddlebred horse farms. The city even hosts an annual horse show, where you might just rub elbows with actor William Shatner, a frequent attendee. In addition, Shelby Trails Equestrian Park provides nearly 400 acres for horseback riding.
Inspiring history lessons! Shelbyville is rich with history as the hometown of Martha Layne Collins, Kentucky's first female governor. Nearby Hodgenville is the proud site of Abraham Lincoln's birthplace and boyhood home, and visitors can tour both locales at the Abraham Lincoln Birthplace National Historic Site and Knob Creek Farm, respectively.
Affordable cost of living! Life in Shelbyville is more than just sweet -- it's also affordable. The cost of living here is over 8% lower than the national average, and the average home and rental costs are more than 17% less than the average nationwide. Use the savings to treat yourself to a caffeine boost at Harvest Coffee and Cafe or a gift from Favorite Things Boutique.
Mouth-watering southern food! If you like to eat, then you'll find yourself at home at Claudia Sanders Dinner House. The wife of the one and only Colonel Sanders (the legendary creator of Kentucky Fried Chicken) happened to share her husband's culinary talents, and the buffet filled with home-cooked delights is sure to please any palate.
Full of spirit!: Shelbyville and the surrounding area is home to an assortment of distilleries, all of which can be viewed through local tours. Shelbyville is positioned right in the middle of such prolific spots as Heaven Hill Distilleries, Woodford Reserve and Jim Beam in what's known as the "Kentucky Bourbon Trail." Wine enthusiasts will love Talon Winery, which is located right in the heart of town.
Beautiful housing options! If you're looking to buy or rent to own a home in this scenic town, you're in luck. With a mix of farms, Victorian architecture and modern homes for sale, Shelbyville has every aesthetic covered. The historic downtown area offers an assortment of dining options and boutiques, including At Home on 7th and Main and Bell House Restaurant.
