Rent to own Homes in Independence, KY
A small city and suburb of Cincinnati, Ohio, Independence is a bustling and historic town nestled along the Ohio River. With nearly 25,000 residents, there are plenty of parks and recreation to go around, with pretty Doe Run Lake offering locals an alternative to the river for varied wildlife and water activities. Independence was named one of the 50 safest cities in Kentucky, and is the 99th fastest growing city in the U.S.
Independence, KY is a great place for affordable rent-to-own homes! With a median household income of over $79,929 and a median rent of $949, the Independence, KY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Independence, KY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More Independence, KY Property Resources
Rent to own Homes in Cities Near Independence, KY
- Amberley
- Batavia
- Bridgetown
- California
- Camp Dennison
- Cheviot
- Cincinnati
- Cleves
- Day Heights
- Deer Park
- Dent
- Elizabethtown
- Elmwood Place
- Fairfax
- Fairfield
- Foster
- Glendale
- Golf Manor
- Grandview
- Greendale
- Highpoint
- Hooven
- Kenwood
- Mack
- Madeira
- Madison Place
- Mariemont
- Mentor
- Miami Heights
- Milford
- Monfort Heights
- Moscow
- Mount Carmel
- Mount Healthy Heights
- Mount Repose
- Mulberry
- Neville
- New Baltimore
- North Bend
- Norwood
- Pleasant Run
- Sharonville
- Silverton
- Sixteen Mile Stand
- St. Bernard
- Summerside
- Terrace Park
- The Village of Indian Hill
- White Oak
- Woodlawn
Neighborhoods in Independence, KY
No neighborhoods foundPopular Zip Codes in Independence, KY
41051 rent to own homesBuying a Home in Independence, KY
Independence, KY is seeing rapid growth and Independence, KY's' housing market remains optimal with an average home price that is -17% below the 2025 national average. Independence, KY is part of Kenton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Kenton is 1.03% which is above the national average, which is 0.99%.
Median Home Price in Independence, KY
Median Rent in Independence, KY
Top 6 Reasons to Live in Independence, KY
Great parks, grand market! With a Farmers Market serving up the region's best produce and homemade baked goods from May through October, this city is committed to a healthy lifestyle for residents. To stay fit, parks like Pioneer Park and Lincoln Ridge provide plenty of room for exercise and picnicking on that farm-fresh produce.
Booming housing market! Rent to own houses are a solid option in a community where home values are rising. In fact, homes here average 86 percent higher than everywhere else in the state. Properties are available near attractive Fowler Creek, the center of town and near the vast wooded area of Kenton County Public Park along E. Mount Zion Road.
Variety of housing choices! Look for modest single-family homes and a wide variety of apartment and condo sizes near E. Mount Zion Road, or choose larger single-family houses and town homes in the neighborhood of Bank Lick.
Fine performances at Independence Amphitheater! Music on stage, outdoors? Check. How about outdoor movie screenings? The Amphitheater has both from spring to fall, featuring local talent in a tree lined outdoor setting. Before or after, grab a slice at LaRosa's Pizzeria, a local favorite.
Fun community events! This is a town with great spirit and a variety of entertaining events like Howl-o-Ween, an annual pet costume contest for Rover or Fluffy. In August, there's an annual Whatchamacallit Sale, a combination yard sale, craft show, and flea market. From jewelry to candles to art, there's a wide variety of whatever you want to call a great find.
Staying fit! This town is serious about keeping residents in good health. Recreation programs range from boot camp to yoga, Pilates to kickboxing. Keep the burn going by working on your swing at the Triple Crown Country Club or Lassing Point golf courses.
