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Rent to own Homes in Cotter, IA

Cotter, IA is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Cotter, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cotter, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 129
428 KIMBALL RD
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Rent To Own
 
Single Family Home
Iowa City, IA 52245
2
1
784 ft2
1885
1 of 33 403 S WALNUT ST
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Rent To Own
 
Single Family Home
Mount Pleasant, IA 52641
4
3
2378 ft2
1940
2902 WATER ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Columbus City, IA 52737
3
1
1516 ft2
1900
317 FLAT IRON DR
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REO Foreclosure
 
Single Family Home
Columbus Junction, IA 52738
4
2
1270 ft2
1976
1308 8TH AVE
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REO Foreclosure
 
Single Family Home
Columbus Junction, IA 52738
3
1
1800 ft2
1977
210 S WALNUT ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winfield, IA 52659
3
1
2143 ft2
1900
305 S CHESTNUT ST
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Auction
 
Single Family Home
Winfield, IA 52659
3
2
1225 ft2
2021
203 E SCHOOL AVE
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Pre-Foreclosure (NOD)
 
Single Family Home
Olds, IA 52647
2
1
1313 ft2
1920
2471 PALM AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Washington, IA 52353
3
1
1047 ft2
1900
1 of 34 3371 REDWOOD AVE
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REO Foreclosure
 
Single Family Home
Mount Pleasant, IA 52641
5
2
1624 ft2
1900
1444 KENTUCKY AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winfield, IA 52659
4
2
1857 ft2
1925
New
1 of 10 815 N 8TH AVE
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Auction
 
Single Family Home
Washington, IA 52353
2
1
940 ft2
1952
603 E 13TH ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Washington, IA 52353
5
5
1268 ft2
1968
415 S 6TH AVE
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REO Foreclosure
 
Single Family Home
Washington, IA 52353
2
1
1118 ft2
1890
428 S 4TH AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Washington, IA 52353
3
3
1712 ft2
1900
New
1 of 6 1221 N IOWA AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Washington, IA 52353
3
1
996 ft2
1957
526 S MARION AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Washington, IA 52353
2
2
1536 ft2
1885
514 S AVENUE C
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REO Foreclosure
 
Single Family Home
Washington, IA 52353
3
1
1017 ft2
1856
628 W MADISON ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Washington, IA 52353
3
1
1428 ft2
1900
100 E WEBSTER ST
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Auction
 
Single Family Home
Letts, IA 52754
3
2
897 ft2
1900
New
1 of 6 260 E MAIN ST
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Auction
 
Single Family Home
Letts, IA 52754
3
1
596 ft2
1940
1856 OASIS AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Mount Union, IA 52644
3
1
1838 ft2
1910
219 N MADISON ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Grandview, IA 52752
3
1
1408 ft2
1970
433 N MAIN ST
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REO Foreclosure
 
Single Family Home
Wapello, IA 52653
3
1
1678 ft2
1900
1 of 10 711 12TH ST
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REO Foreclosure
 
Single Family Home
Kalona, IA 52247
4
2
1514 ft2
1977
1 of 10 17217 I AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Letts, IA 52754
3
1
1152 ft2
1974
1 of 15 710 N MAIN ST
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REO Foreclosure
 
Single Family Home
Mount Pleasant, IA 52641
3
2
1664 ft2
1950
307 W RACE ST
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REO Foreclosure
 
Single Family Home
Mount Pleasant, IA 52641
3
2
1008 ft2
1977
910 W HILL AVE
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REO Foreclosure
 
Single Family Home
Mount Pleasant, IA 52641
3
2
853 ft2
1982
616 N LINCOLN ST
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REO Foreclosure
 
Single Family Home
Mount Pleasant, IA 52641
2
2
848 ft2
1930
1316 JASON LN
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REO Foreclosure
 
Single Family Home
Kalona, IA 52247
4
4
1872 ft2
2009
1 of 10 204 N PINE ST
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Auction
 
Single Family Home
Mount Pleasant, IA 52641
2
1
714 ft2
1949
305 E WASHINGTON ST
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REO Foreclosure
 
Single Family Home
Mount Pleasant, IA 52641
6
4
3311 ft2
1920
1 of 10 5506 ISLAND RD
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Auction
 
Single Family Home
Muscatine, IA 52761
3
1
1008 ft2
1978
1 of 11 304 S JEFFERSON ST
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REO Foreclosure
 
Single Family Home
Mount Pleasant, IA 52641
4
2
1592 ft2
1920
400 S JEFFERSON ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Mount Pleasant, IA 52641
3
1
1698 ft2
2002
1317 BURNS AVE
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REO Foreclosure
Wood
Single Family Home
Iowa City, IA 52240
2
1
828 ft2
1976
509 E 4TH ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
West Liberty, IA 52776
2
2
1120 ft2
1950
2249 BANCROFT DR
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Auction
Wood
Single Family Home
Iowa City, IA 52240
3
2
1386 ft2
1978
802 S ADAMS PL
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Mount Pleasant, IA 52641
3
1
1172 ft2
1960
51 GLEASON DR
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Auction
Wood
Single Family Home
Iowa City, IA 52240
4
1
1326 ft2
1974
4183 DANE RD SE
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REO Foreclosure
Hills
Single Family Home
Iowa City, IA 52240
2
1
784 ft2
1961
1927 GRANTWOOD ST
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Iowa City, IA 52240
3
1
1040 ft2
1981
1421 BROADWAY ST
MORE DETAILS +
REO Foreclosure
Twain
Single Family Home
Iowa City, IA 52240
3
1
790 ft2
1940
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Neighborhoods in Cotter, IA

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Buying a Home in Cotter, IA

Cotter, IA is seeing rapid growth and Cotter, IA's' housing market remains optimal with an average home price that is -48% below the 2025 national average. Cotter, IA is part of Louisa county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Louisa is 1.24% which is above the national average, which is 0.99%.

Median Home Price in Cotter, IA

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Median Rent in Cotter, IA

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.